Stripe Fee Calculator Calculate Stripe Payment Processing Fees
Free Stripe fee calculator for all countries. Calculate Stripe fees for US (2.9%), UK (1.5%), EU (1.5%), Canada, and Australia. Compare rates by region.
Stripe Fees by Country 2025
Stripe fees vary significantly by country due to local card network regulations. Here’s a complete comparison:
Stripe Fee Comparison by Region
| Country | Domestic Cards | International | In-Person | Fixed Fee |
|---|---|---|---|---|
| 🇺🇸 USA | 2.9% | 4.4% | 2.7% | $0.30 |
| 🇬🇧 UK | 1.5% | 3.25% | 1.4% | £0.20 |
| 🇪🇺 EU | 1.5% | 3.25% | 1.4% | €0.25 |
| 🇨🇦 Canada | 2.9% | 3.7% | 2.7% | C$0.30 |
| 🇦🇺 Australia | 1.7% | 3.5% | 1.7% | A$0.30 |
Country-Specific Calculators
Select your country for detailed fee calculations:
- 🇺🇸 Stripe US Calculator - 2.9% + $0.30
- 🇬🇧 Stripe UK Calculator - 1.5% + £0.20
- 🇪🇺 Stripe EU Calculator - 1.5% + €0.25
- 🇨🇦 Stripe Canada Calculator - 2.9% + C$0.30
- 🇦🇺 Stripe Australia Calculator - 1.7% + A$0.30
Stripe vs PayPal Comparison
| Region | Stripe | PayPal | Winner |
|---|---|---|---|
| US | 2.9% + $0.30 | 3.49% + $0.49 | ✅ Stripe |
| UK | 1.5% + £0.20 | 2.9% + £0.30 | ✅ Stripe |
| EU | 1.5% + €0.25 | 2.99% + €0.39 | ✅ Stripe |
| Canada | 2.9% + C$0.30 | 2.9% + C$0.30 | Tie |
| Australia | 1.7% + A$0.30 | 2.9% + A$0.30 | ✅ Stripe |
Stripe is typically cheaper or equal to PayPal in all regions!
Stripe Pricing Features
No Hidden Fees
- ✅ No monthly fees
- ✅ No setup fees
- ✅ No cancellation fees
- ✅ No minimum transactions
Volume Discounts
- Available for $80,000+/month (US)
- Custom pricing for enterprise
- IC+ pricing available
Additional Fees
- Manually entered cards: +0.5%
- Currency conversion: +1-2%
- Disputes: $15-$25 per case
- Instant payouts: 1% (varies by country)
Understanding Stripe Fees
Why UK/EU Fees Are Lower
EU regulations (PSD2, IFR) cap interchange fees:
- Consumer debit: 0.2% cap
- Consumer credit: 0.3% cap
Stripe passes these savings to merchants, resulting in 1.5% rates vs 2.9% in unregulated markets.
International Card Fees
When a customer uses a card issued in another country:
- US: +1.5% international fee
- UK: +1% for EEA, +1.75% for non-EEA
- EU: Same as UK
- Canada: +0.8% international fee
- Australia: International cards charged 3.5% total
Currency Conversion
If you accept payment in a foreign currency:
- US: +1% conversion fee
- UK/EU: +2% conversion fee
- Canada/Australia: +2% conversion fee
Stripe for Different Business Types
| Business Type | Best Stripe Product | Key Features |
|---|---|---|
| E-commerce | Stripe Checkout | Hosted payment page |
| SaaS | Stripe Billing | Recurring, usage-based |
| Marketplaces | Stripe Connect | Split payments |
| Retail | Stripe Terminal | Card readers |
| Invoicing | Stripe Invoicing | Send invoices |
Get Started with Stripe
- Create a free Stripe account
- No approval process for standard accounts
- Start accepting payments immediately
- Payouts typically 2-3 business days
This page’s recorded fee review is over a year old. We’ve surfaced the date instead of presenting old numbers as current; verify the platform’s official schedule before listing.
Common questions
What does Stripe charge per transaction?+
Stripe fees vary by country: US charges 2.9% + $0.30, UK charges 1.5% + £0.20, EU charges 1.5% + €0.25, Canada charges 2.9% + C$0.30, and Australia charges 1.7% + A$0.30.
Which country has the lowest Stripe fees?+
UK and EU have the lowest Stripe fees at just 1.5% for domestic cards, thanks to interchange fee regulations. Australia is next at 1.7%.
Is Stripe cheaper than PayPal?+
Generally yes. Stripe US (2.9% + $0.30) is cheaper than PayPal US (3.49% + $0.49). In UK/EU, Stripe (1.5%) is much cheaper than PayPal (2.9%).
Does Stripe charge monthly fees?+
No, Stripe has no monthly fees, setup fees, or cancellation fees. You only pay per transaction processed.
What are Stripe Terminal fees?+
Stripe Terminal (in-person) rates are lower than online: US 2.7% + $0.05, UK 1.4% + £0.10, EU 1.4% + €0.10.
See where the profit is.
Run the same sale across the major platforms and compare the result side by side.