Stripe UK Fee Calculator Low 1.5% Fees for UK Businesses
Free Stripe UK fee calculator. Stripe offers one of the lowest rates at just 1.5% + 20p for UK cards. Calculate your exact fees.
Stripe UK Fee Structure 2025
Stripe UK offers some of the lowest payment processing fees in the world - just 1.5% + 20p for standard UK cards!
Stripe UK Transaction Fees
| Card Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Standard UK Cards | 1.5% | £0.20 | Consumer debit/credit |
| Premium UK Cards | 1.9% | £0.20 | Corporate, rewards cards |
| EEA Cards | 2.5% | £0.20 | European customers |
| International Cards | 3.25% | £0.20 | Rest of world |
| In-Person (Terminal) | 1.4% | £0.10 | Even lower! |
Stripe vs PayPal UK Comparison
| Metric | Stripe UK | PayPal UK | Winner |
|---|---|---|---|
| Standard Rate | 1.5% + £0.20 | 2.9% + £0.30 | ✅ Stripe |
| Fixed Fee | £0.20 | £0.30 | ✅ Stripe |
| In-Person | 1.4% + £0.10 | 1.5% (QR) | ✅ Stripe |
| International | 2.5-3.25% | 2.9% + 1.99% | ✅ Stripe |
| Setup Fees | None | None | Tie |
For a £100 transaction:
- Stripe: £1.70 total fees
- PayPal: £3.20 total fees
- You save: £1.50 per transaction with Stripe!
Stripe UK Fee Examples
| Sale Price | UK Card Fee | Premium Fee | EEA Fee | You Receive (UK) |
|---|---|---|---|---|
| £25 | £0.58 | £0.68 | £0.83 | £24.42 |
| £50 | £0.95 | £1.15 | £1.45 | £49.05 |
| £100 | £1.70 | £2.10 | £2.70 | £98.30 |
| £250 | £3.95 | £4.95 | £6.45 | £246.05 |
| £500 | £7.70 | £9.70 | £12.70 | £492.30 |
| £1,000 | £15.20 | £19.20 | £25.20 | £984.80 |
Best Practices for UK Businesses
Maximise Domestic Payments
- Encourage UK customers to use UK-issued cards
- Display GBP prices to avoid currency conversion
- Use Stripe Checkout for optimised conversion
In-Person Selling
- Terminal rates are even lower: 1.4% + £0.10
- Card readers from £49
- Same-day settlement available
Handling International Sales
- EEA cards: 2.5% + £0.20 (still competitive)
- Non-EEA: 3.25% + £0.20
- Currency conversion: +2% if applicable
Stripe UK for Different Industries
E-commerce & Retail
Best choice for UK online sellers with predominantly UK customers.
Subscription Businesses
Use Stripe Billing - Smart Retries reduce churn.
Marketplaces
Stripe Connect handles seller onboarding and payouts.
B2B & Invoicing
Stripe Invoicing with UK business features.
This page’s recorded fee review is over a year old. We’ve surfaced the date instead of presenting old numbers as current; verify the platform’s official schedule before listing.
Common questions
What are Stripe UK fees in 2025?+
Stripe UK charges just 1.5% + 20p for standard UK cards - one of the lowest rates globally! Premium UK cards are 1.9% + 20p, EEA cards 2.5% + 20p, and international cards 3.25% + 20p.
How much does Stripe take from a £100 payment?+
For a £100 standard UK card payment: 1.5% (£1.50) + £0.20 = £1.70 total. You receive £98.30.
Is Stripe UK cheaper than PayPal UK?+
Yes! Stripe UK (1.5% + £0.20) is significantly cheaper than PayPal UK (2.9% + £0.30). You save about 1.5% per transaction with Stripe.
What are Stripe Terminal fees in the UK?+
Stripe Terminal (in-person) charges 1.4% + 10p for UK cards - even lower than online rates!
Are there different fees for premium cards?+
Yes, premium/corporate UK cards are charged 1.9% + 20p instead of 1.5% + 20p.
See where the profit is.
Run the same sale across the major platforms and compare the result side by side.