Stripe UK Fee Calculator 2025 - Low 1.5% Fees for UK Businesses
Free Stripe UK fee calculator. Stripe offers one of the lowest rates at just 1.5% + 20p for UK cards. Calculate your exact fees.
United Kingdom has one of the lowest Stripe rates globally at just 1.5% for domestic cards!
Amount you'll charge (GBP)
What you paid for the item/service
Shipping, packaging, etc.
Total Stripe United Kingdom Fees
£1.70
1.70% of payment
You Receive
£98.30
After Stripe fees
Your Profit
£73.30
73.30% margin
ROI (Return on Investment)
366.50%
On £20.00 investment
Effective Fee Rate
1.70%
All fees combined
Fee Breakdown
Profit Calculation
Compare Stripe United Kingdom Card Types
| Card Type | Fee Rate | Fees on £100.00 | You Receive |
|---|---|---|---|
| Domestic Cards | 1.5% + £0.20 | £1.70 | £98.30 |
| Premium Cards | 1.9% + £0.20 | £2.10 | £97.90 |
| International Cards | 2.5% + £0.20 | £2.70 | £97.30 |
| In-Person (Terminal) | 1.4% + £0.10 | £1.50 | £98.50 |
💡 Stripe United Kingdom Tips
• Standard UK cards: 1.5% + 20p (one of the lowest rates!)
• Premium UK cards: 1.9% + 20p
• EEA cards: 2.5% + 20p
• International cards: 3.25% + 20p
• In-person (Terminal): 1.4% + 10p for UK cards
• Currency conversion: +2%
• No monthly or setup fees
Stripe UK Fee Structure 2025
Stripe UK offers some of the lowest payment processing fees in the world - just 1.5% + 20p for standard UK cards!
Stripe UK Transaction Fees
| Card Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Standard UK Cards | 1.5% | £0.20 | Consumer debit/credit |
| Premium UK Cards | 1.9% | £0.20 | Corporate, rewards cards |
| EEA Cards | 2.5% | £0.20 | European customers |
| International Cards | 3.25% | £0.20 | Rest of world |
| In-Person (Terminal) | 1.4% | £0.10 | Even lower! |
💰 UK Has the Lowest Stripe Rates!
Stripe UK charges 1.5% + £0.20 vs US rates of 2.9% + $0.30.
For a £100 sale:
- UK: £1.70 in fees (1.7% effective)
- US equivalent: ~£2.45 in fees (2.45% effective)
UK businesses save nearly 1% per transaction!
Stripe vs PayPal UK Comparison
| Metric | Stripe UK | PayPal UK | Winner |
|---|---|---|---|
| Standard Rate | 1.5% + £0.20 | 2.9% + £0.30 | ✅ Stripe |
| Fixed Fee | £0.20 | £0.30 | ✅ Stripe |
| In-Person | 1.4% + £0.10 | 1.5% (QR) | ✅ Stripe |
| International | 2.5-3.25% | 2.9% + 1.99% | ✅ Stripe |
| Setup Fees | None | None | Tie |
For a £100 transaction:
- Stripe: £1.70 total fees
- PayPal: £3.20 total fees
- You save: £1.50 per transaction with Stripe!
Stripe UK Fee Examples
| Sale Price | UK Card Fee | Premium Fee | EEA Fee | You Receive (UK) |
|---|---|---|---|---|
| £25 | £0.58 | £0.68 | £0.83 | £24.42 |
| £50 | £0.95 | £1.15 | £1.45 | £49.05 |
| £100 | £1.70 | £2.10 | £2.70 | £98.30 |
| £250 | £3.95 | £4.95 | £6.45 | £246.05 |
| £500 | £7.70 | £9.70 | £12.70 | £492.30 |
| £1,000 | £15.20 | £19.20 | £25.20 | £984.80 |
💡 Why Are UK Stripe Fees So Low?
EU/UK card regulations cap interchange fees (what Stripe pays Visa/Mastercard).
- Debit cards: Capped at 0.2% of transaction
- Credit cards: Capped at 0.3% of transaction
Stripe passes these savings to merchants, resulting in 1.5% rates vs 2.9% in the US!
Best Practices for UK Businesses
Maximise Domestic Payments
- Encourage UK customers to use UK-issued cards
- Display GBP prices to avoid currency conversion
- Use Stripe Checkout for optimised conversion
In-Person Selling
- Terminal rates are even lower: 1.4% + £0.10
- Card readers from £49
- Same-day settlement available
Handling International Sales
- EEA cards: 2.5% + £0.20 (still competitive)
- Non-EEA: 3.25% + £0.20
- Currency conversion: +2% if applicable
⚠️ Important UK Considerations
- VAT: May apply on Stripe fees for VAT-registered businesses
- Strong Customer Authentication (SCA): Required for many UK/EU payments
- Open Banking: Available via Stripe Financial Connections
- BACS payouts: Standard 3-day settlement to UK bank accounts
Stripe UK for Different Industries
E-commerce & Retail
Best choice for UK online sellers with predominantly UK customers.
Subscription Businesses
Use Stripe Billing - Smart Retries reduce churn.
Marketplaces
Stripe Connect handles seller onboarding and payouts.
B2B & Invoicing
Stripe Invoicing with UK business features.
Frequently Asked Questions
What are Stripe UK fees in 2025?
How much does Stripe take from a £100 payment?
Is Stripe UK cheaper than PayPal UK?
What are Stripe Terminal fees in the UK?
Are there different fees for premium cards?
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