Stripe Canada Fee Calculator Calculate Stripe Fees for Canadian Businesses
Free Stripe Canada fee calculator. Calculate Stripe fees (2.9% + C$0.30) for Canadian businesses. Includes Interac, international rates, and Terminal.
Stripe Canada Fee Structure 2025
Stripe Canada offers competitive rates for Canadian businesses with special pricing for Interac and pre-authorized debits.
Stripe Canada Transaction Fees
| Payment Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Domestic Cards | 2.9% | C$0.30 | Visa, Mastercard, Amex |
| International Cards | 3.7% | C$0.30 | +0.8% for foreign cards |
| In-Person (Terminal) | 2.7% | C$0.05 | Card present |
| Interac Debit | Flat | C$0.15 | In-person only |
| Pre-authorized Debits | 1% | C$0.40 | Bank transfers (C$5 cap) |
Stripe vs PayPal Canada
| Metric | Stripe Canada | PayPal Canada | Winner |
|---|---|---|---|
| Online Cards | 2.9% + C$0.30 | 2.9% + C$0.30 | Tie |
| In-Person Cards | 2.7% + C$0.05 | 1.9% (QR) | PayPal |
| Interac | C$0.15 flat | N/A | ✅ Stripe |
| Bank Debits | 1% + C$0.40 | N/A | ✅ Stripe |
| International | +0.8% | +1% | ✅ Stripe |
For online card transactions, Stripe and PayPal are the same. Stripe wins for Interac and bank debits.
Stripe Canada Fee Examples
| Sale Price | Domestic Fee | International Fee | Interac Fee | You Receive (Card) |
|---|---|---|---|---|
| C$25 | C$1.03 | C$1.23 | C$0.15 | C$23.97 |
| C$50 | C$1.75 | C$2.15 | C$0.15 | C$48.25 |
| C$100 | C$3.20 | C$4.00 | C$0.15 | C$96.80 |
| C$250 | C$7.55 | C$9.55 | C$0.15 | C$242.45 |
| C$500 | C$14.80 | C$18.80 | C$0.15 | C$485.20 |
| C$1,000 | C$29.30 | C$37.30 | C$0.15 | C$970.70 |
Pre-Authorized Debits (PAD)
Great for recurring payments from Canadian bank accounts:
| Transaction Amount | PAD Fee | Card Fee | Savings |
|---|---|---|---|
| C$25 | C$0.65 | C$1.03 | C$0.38 |
| C$50 | C$0.90 | C$1.75 | C$0.85 |
| C$100 | C$1.40 | C$3.20 | C$1.80 |
| C$500 | C$5.00 (cap) | C$14.80 | C$9.80 |
In-Person Payment Options
Stripe Terminal (Card Readers)
- Cards: 2.7% + C$0.05
- Interac: C$0.15 flat
- Readers: C$79 - C$449
Best Practice
- Encourage Interac for in-person (C$0.15 flat!)
- Accept credit cards for those who need points
- Use contactless for speed
When to Use Stripe in Canada
Best for:
- E-commerce businesses
- SaaS companies (use PAD for recurring)
- Businesses wanting Interac support
- Cross-border US/Canada sales
Consider alternatives when:
- Need Interac Online (limited Stripe support)
- Very high volume (negotiate custom rates)
- Only accepting in-person payments
This page’s recorded fee review is over a year old. We’ve surfaced the date instead of presenting old numbers as current; verify the platform’s official schedule before listing.
Common questions
What are Stripe Canada fees in 2025?+
Stripe Canada charges 2.9% + C$0.30 for domestic card transactions. International cards add 0.8%, and Interac debit is just C$0.15 flat.
How much does Stripe take from a C$100 payment?+
For a C$100 domestic card payment: 2.9% (C$2.90) + C$0.30 = C$3.20 total. You receive C$96.80.
Is Stripe cheaper than PayPal in Canada?+
About the same for cards (2.9% + C$0.30 each), but Stripe offers cheaper Interac at C$0.15 flat vs PayPal's standard rates.
What are Stripe Interac fees?+
Interac debit through Stripe Terminal is just C$0.15 per transaction - much cheaper than card processing!
Does Stripe support pre-authorized debits?+
Yes, pre-authorized debits (PAD) are 1% + C$0.40 per transaction, capped at C$5.00.
See where the profit is.
Run the same sale across the major platforms and compare the result side by side.