Stripe Australia Fee Calculator 2025 - Calculate Stripe Fees for AU Businesses

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Low Fee Region!

Australia has one of the lowest Stripe rates globally at just 1.7% for domestic cards!

Payment Amount

A$

Amount you'll charge (AUD)

Your Cost (Item/Service)

A$

What you paid for the item/service

Other Costs

A$

Shipping, packaging, etc.

Card TypeDomestic Cards (1.7%)International Cards (3.5%)

Transaction TypeOnline PaymentIn-Person (Terminal) - 1.7%

Currency conversion (+2%)

Total Stripe Australia Fees

A$2.00

2.00% of payment

You Receive

A$98.00

After Stripe fees

Your Profit

A$73.00

73.00% margin

ROI (Return on Investment)

365.00%

On A$20.00 investment

Effective Fee Rate

2.00%

All fees combined

Fee Breakdown

Percentage Fee (1.70%)A$1.70

Fixed FeeA$0.30

Total Stripe FeesA$2.00

Profit Calculation

Payment AmountA$100.00

- Stripe FeesA$2.00

= Net RevenueA$98.00

- Item/Service CostA$20.00

- Other CostsA$5.00

= ProfitA$73.00

Compare Stripe Australia Card Types

Card Type	Fee Rate	Fees on A$100.00	You Receive
Domestic Cards	1.7% + A$0.30	A$2.00	A$98.00
International Cards	3.5% + A$0.30	A$3.80	A$96.20
In-Person (Terminal)	1.7% + A$0.10	A$1.80	A$98.20

💡 Stripe Australia Tips

• Domestic cards: 1.7% + A$0.30 per transaction

• International cards: 3.5% + A$0.30

• In-person (Terminal): 1.7% + A$0.10 domestic

• Currency conversion: +2%

• No monthly or setup fees

• GST may apply on fees

Stripe Australia Fee Structure 2025

Stripe Australia offers competitive 1.7% domestic rates - significantly lower than US pricing!

Stripe Australia Transaction Fees

Payment Type	Fee Rate	Fixed Fee	Notes
Domestic Cards	1.7%	A$0.30	Visa, Mastercard, eftpos
International Cards	3.5%	A$0.30	Foreign-issued cards
In-Person (Terminal)	1.7%	A$0.10	Lower fixed fee!
BECS Direct Debit	1%	A$0.30	Bank transfers (A$3 cap)

Stripe vs PayPal Australia

Metric	Stripe AU	PayPal AU	Winner
Online Cards	1.7% + A$0.30	2.9% + A$0.30	✅ Stripe
Fixed Fee	A$0.30	A$0.30	Tie
In-Person	1.7% + A$0.10	1.2% (QR)	PayPal
International	3.5%	2.9% + 1%	Similar
Bank Debits	1% + A$0.30	N/A	✅ Stripe

For a A$100 online transaction:

• Stripe: A$2.00 total fees
• PayPal: A$3.20 total fees
• You save: A$1.20 per transaction with Stripe!

Stripe Australia Fee Examples

Sale Price	Domestic Fee	International Fee	Terminal Fee	You Receive (Domestic)
A$25	A$0.73	A$1.18	A$0.53	A$24.27
A$50	A$1.15	A$2.05	A$0.95	A$48.85
A$100	A$2.00	A$3.80	A$1.80	A$98.00
A$250	A$4.55	A$9.05	A$4.35	A$245.45
A$500	A$8.80	A$17.80	A$8.60	A$491.20
A$1,000	A$17.30	A$35.30	A$17.10	A$982.70

BECS Direct Debit

Great for recurring payments from Australian bank accounts:

Transaction Amount	BECS Fee	Card Fee	Savings
A$50	A$0.80	A$1.15	A$0.35
A$100	A$1.30	A$2.00	A$0.70
A$300	A$3.00 (cap)	A$5.40	A$2.40
A$500	A$3.00 (cap)	A$8.80	A$5.80

In-Person Payments

Stripe Terminal Australia

• Domestic cards: 1.7% + A$0.10
• International cards: 3.5% + A$0.10
• Card readers available through Stripe

Comparison with QR Payments

• Stripe Terminal: 1.7% + A$0.10 (A$100 = A$1.80)
• PayPal QR: 1.2% (A$100 = A$1.20)

PayPal QR is slightly cheaper for in-person, but Stripe Terminal offers more features.

When to Use Stripe in Australia

Best for:

• Online businesses (1.7% is very competitive)
• SaaS subscriptions (use BECS for recurring)
• Businesses selling to domestic customers
• E-commerce with occasional international sales

Consider alternatives when:

• Primarily in-person sales (PayPal QR may be cheaper)
• Need instant payouts (Square offers this)
• High percentage of international cards

Stripe vs Square Australia

Feature	Stripe AU	Square AU
Online	1.7% + A$0.30	2.2% + A$0.30
In-Person	1.7% + A$0.10	1.6% (chip/tap)
Best For	Online focus	Retail focus

Stripe wins for online; Square wins for retail.