PayPal UK Fee Calculator Calculate PayPal Fees for UK Sellers
Free PayPal UK fee calculator. Calculate PayPal fees (2.9% + £0.30) for UK sellers. Includes EEA, international, and currency conversion fees.
PayPal UK Fee Structure 2025
PayPal UK offers competitive rates, especially for card-funded payments. Here’s the breakdown:
PayPal UK Transaction Fees
| Transaction Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Commercial Transactions | 2.9% | £0.30 | Standard rate |
| Card (No PayPal Account) | 1.2% | £0.30 | Lowest online rate |
| QR Code (>£10) | 1.5% | £0.10 | In-person |
| QR Code (≤£10) | 2% | £0.05 | Small transactions |
| Charity Rate | 1.4% | £0.20 | Requires approval |
International Fees
| Recipient Region | Additional Fee |
|---|---|
| EEA (EU, Iceland, Norway) | +1.29% |
| All other countries | +1.99% |
Currency Conversion
PayPal UK charges a 3% currency conversion spread when converting to or from GBP.
PayPal UK vs Alternatives
| Processor | Online Rate | Card Rate | Best For |
|---|---|---|---|
| PayPal UK | 2.9% + £0.30 | 1.2% + £0.30 | International, trust |
| Stripe UK | 1.5% + 20p (EU) | Same | Developers |
| Square UK | 1.9% | 1.75% | Retail |
| SumUp | - | 1.69% | Mobile POS |
PayPal UK Fee Examples
| Sale Price | Commercial | Card Payment | QR Code | You Receive (Best) |
|---|---|---|---|---|
| £25 | £1.03 | £0.60 | £0.48 | £24.52 (QR) |
| £50 | £1.75 | £0.90 | £0.85 | £49.15 (QR) |
| £100 | £3.20 | £1.50 | £1.60 | £98.50 (Card) |
| £250 | £7.55 | £3.30 | £3.85 | £246.70 (Card) |
| £500 | £14.80 | £6.30 | £7.60 | £493.70 (Card) |
Note: For transactions over ~£67, card payments become cheaper than QR codes.
International Selling from UK
When selling to international buyers:
- EEA buyers: Only +1.29% additional fee
- Non-EEA buyers: +1.99% additional fee
- Currency conversion: +3% if buyer pays in another currency
- Example: £100 sale to US buyer = 2.9% + 1.99% + 3% = 7.89% total fees
This page’s recorded fee review is over a year old. We’ve surfaced the date instead of presenting old numbers as current; verify the platform’s official schedule before listing.
Common questions
What are PayPal UK fees in 2025?+
PayPal UK charges 2.9% + £0.30 for commercial transactions. Card payments without a PayPal account are 1.2% + £0.30. QR codes are 1.5-2% depending on transaction size.
How much does PayPal take from a £100 payment?+
For a £100 commercial payment: 2.9% (£2.90) + £0.30 = £3.20 total. You receive £96.80.
What is the PayPal UK international fee?+
PayPal UK adds 1.29% for EEA transactions and 1.99% for all other international transactions.
Is PayPal cheaper than Stripe UK?+
For card payments, PayPal UK (1.2% + £0.30) can be cheaper than Stripe (1.5% + 20p for EU cards). For PayPal checkout, Stripe is usually cheaper.
See where the profit is.
Run the same sale across the major platforms and compare the result side by side.