PayPal Canada Fee Calculator 2025 - Calculate Canadian PayPal Fees
Free PayPal Canada fee calculator. Calculate PayPal fees (2.9% + C$0.30) for Canadian sellers. Includes US and international fee rates.
The amount you'll receive (CAD)
What you paid for the item/service
Shipping, packaging, etc.
Total PayPal Canada Fees
C$3.20
3.20% of payment
You Receive
C$96.80
After PayPal fees
Your Profit
C$71.80
71.80% margin
ROI (Return on Investment)
359.00%
On C$20.00 investment
Effective Fee Rate
3.20%
All fees combined
Fee Breakdown
Profit Calculation
Compare PayPal Canada Transaction Types
| Transaction Type | Fee Rate | Fees on C$100.00 | You Receive |
|---|---|---|---|
| PayPal Checkout | 2.9% + C$0.30 | C$3.20 | C$96.80 |
| QR Code | 1.9% | C$1.90 | C$98.10 |
💡 PayPal Canada Tips
• Standard commercial rate: 2.9% + C$0.30
• QR codes: 1.9% (>C$10) or 2.4% (≤C$10)
• US transactions: +0.8%
• Other international: +1%
• Pay Later options: 4.9% + fixed fee
• Charity rate: 1.6% (requires approval)
PayPal Canada Fee Structure 2025
PayPal is widely used in Canada and offers competitive rates, especially for US cross-border sales.
PayPal Canada Transaction Fees
| Transaction Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Commercial Transactions | 2.9% | C$0.30 | Standard rate |
| Goods & Services (P2P) | 2.9% | C$0.30 | Same as commercial |
| QR Code | 2.9% | C$0.30 | Same as standard |
| Micropayments | 5% | C$0.05 | For items under C$10 |
International Fees
| Destination | Additional Fee |
|---|---|
| Domestic (Canada) | 0% |
| United States | +0.8% |
| All other countries | +1% |
🍁 Low US Fees!
PayPal Canada has one of the lowest international fees to the US at only +0.8%. Great for Canadian sellers with US buyers!
Currency Conversion
PayPal Canada charges a 2.5% currency conversion spread when converting currencies (e.g., USD to CAD).
PayPal Canada Fee Examples
| Sale Price (CAD) | Domestic Fee | US Sale (+0.8%) | Intl (+1%) | You Keep (Domestic) |
|---|---|---|---|---|
| C$25 | C$1.03 | C$1.23 | C$1.28 | C$23.97 |
| C$50 | C$1.75 | C$2.15 | C$2.25 | C$48.25 |
| C$100 | C$3.20 | C$4.00 | C$4.20 | C$96.80 |
| C$250 | C$7.55 | C$9.55 | C$10.05 | C$242.45 |
| C$500 | C$14.80 | C$18.80 | C$19.80 | C$485.20 |
Canada to US Sales
| Sale (USD) | Approx CAD | PayPal Fee (3.7%) | Currency Conversion | Total Cost |
|---|---|---|---|---|
| $50 USD | ~C$68 | C$2.52 | ~C$1.70 (2.5%) | ~C$4.22 |
| $100 USD | ~C$136 | C$5.03 | ~C$3.40 (2.5%) | ~C$8.43 |
| $200 USD | ~C$272 | C$10.06 | ~C$6.80 (2.5%) | ~C$16.86 |
💡 PayPal Canada Fee Tips
- Price in CAD for domestic sales to avoid conversion fees
- US sales only add 0.8% - still competitive
- Consider Interac for Canadian-only payments (cheaper)
- Micropayments make sense for items under C$10
- Invoice in buyer’s currency and let them pay conversion
PayPal Canada vs Alternatives
| Processor | Rate | Best For |
|---|---|---|
| PayPal CA | 2.9% + C$0.30 | International, buyer trust |
| Stripe Canada | 2.9% + C$0.30 | Developers |
| Square Canada | 2.9% + C$0.30 | In-person |
| Interac e-Transfer | C$0-$1.50 | Domestic only |
Selling on Canadian Marketplaces
Many Canadian marketplaces support PayPal:
| Platform | PayPal Available | Notes |
|---|---|---|
| Kijiji | Limited | More cash/e-transfer |
| Facebook Marketplace CA | Yes | Popular option |
| Poshmark Canada | Via checkout | Built into platform |
| eBay Canada | Yes | Managed payments now default |
Cross-Border Selling Tips
- eBay Global Shipping: Handles customs for US buyers
- Tracked Shipping: Canada Post tracked for US is ~C$15+
- Duties: Buyers may pay duties on US imports over $20 USD
- Returns: Factor in return shipping costs
Frequently Asked Questions
What are PayPal Canada fees in 2025?
How much does PayPal take from a $100 CAD sale?
What are PayPal Canada international fees?
Is PayPal good for selling to the US from Canada?
Other Calculators
View all →Not sure which platform is best?
Compare your profit across eBay, Poshmark, Mercari, and 6 other platforms in seconds.
Compare All Platforms