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PayPal Canada Fee Calculator Calculate Canadian PayPal Fees

Free PayPal Canada fee calculator. Calculate PayPal fees (2.9% + C$0.30) for Canadian sellers. Includes US and international fee rates.

Last recorded update Jan 3, 2025 Official source ↗
C$

The amount you'll receive (CAD)

C$

What you paid for the item/service

C$

Shipping, packaging, etc.

Total PayPal Canada Fees

C$3.20

3.20% of payment

You Receive

C$96.80

After PayPal fees

Your Profit

C$71.80

71.80% margin

ROI (Return on Investment)

359.00%

On C$20.00 investment

Effective Fee Rate

3.20%

All fees combined

Fee Breakdown

Percentage Fee (2.90%)C$2.90
Fixed FeeC$0.30
Total PayPal FeesC$3.20

Profit Calculation

Payment AmountC$100.00
- PayPal FeesC$3.20
= Net RevenueC$96.80
- Item/Service CostC$20.00
- Other CostsC$5.00
= ProfitC$71.80

Compare PayPal Canada Transaction Types

Transaction TypeFee RateFees on C$100.00You Receive
PayPal Checkout2.9% + C$0.30C$3.20C$96.80
QR Code1.9%C$1.90C$98.10

💡 PayPal Canada Tips

• Standard commercial rate: 2.9% + C$0.30

• QR codes: 1.9% (>C$10) or 2.4% (≤C$10)

• US transactions: +0.8%

• Other international: +1%

• Pay Later options: 4.9% + fixed fee

• Charity rate: 1.6% (requires approval)

PayPal Canada Fee Structure 2025

PayPal is widely used in Canada and offers competitive rates, especially for US cross-border sales.

PayPal Canada Transaction Fees

Transaction TypeFee RateFixed FeeNotes
Commercial Transactions2.9%C$0.30Standard rate
Goods & Services (P2P)2.9%C$0.30Same as commercial
QR Code2.9%C$0.30Same as standard
Micropayments5%C$0.05For items under C$10

International Fees

DestinationAdditional Fee
Domestic (Canada)0%
United States+0.8%
All other countries+1%

Currency Conversion

PayPal Canada charges a 2.5% currency conversion spread when converting currencies (e.g., USD to CAD).

PayPal Canada Fee Examples

Sale Price (CAD)Domestic FeeUS Sale (+0.8%)Intl (+1%)You Keep (Domestic)
C$25C$1.03C$1.23C$1.28C$23.97
C$50C$1.75C$2.15C$2.25C$48.25
C$100C$3.20C$4.00C$4.20C$96.80
C$250C$7.55C$9.55C$10.05C$242.45
C$500C$14.80C$18.80C$19.80C$485.20

Canada to US Sales

Sale (USD)Approx CADPayPal Fee (3.7%)Currency ConversionTotal Cost
$50 USD~C$68C$2.52~C$1.70 (2.5%)~C$4.22
$100 USD~C$136C$5.03~C$3.40 (2.5%)~C$8.43
$200 USD~C$272C$10.06~C$6.80 (2.5%)~C$16.86

PayPal Canada vs Alternatives

ProcessorRateBest For
PayPal CA2.9% + C$0.30International, buyer trust
Stripe Canada2.9% + C$0.30Developers
Square Canada2.9% + C$0.30In-person
Interac e-TransferC$0-$1.50Domestic only

Selling on Canadian Marketplaces

Many Canadian marketplaces support PayPal:

PlatformPayPal AvailableNotes
KijijiLimitedMore cash/e-transfer
Facebook Marketplace CAYesPopular option
Poshmark CanadaVia checkoutBuilt into platform
eBay CanadaYesManaged payments now default

Cross-Border Selling Tips

  • eBay Global Shipping: Handles customs for US buyers
  • Tracked Shipping: Canada Post tracked for US is ~C$15+
  • Duties: Buyers may pay duties on US imports over $20 USD
  • Returns: Factor in return shipping costs
Use this estimate with care.

This page’s recorded fee review is over a year old. We’ve surfaced the date instead of presenting old numbers as current; verify the platform’s official schedule before listing.

Quick answers

Common questions

What are PayPal Canada fees in 2025?+

PayPal Canada charges 2.9% + C$0.30 for standard commercial transactions. Goods & Services (P2P) is also 2.9% + C$0.30.

How much does PayPal take from a $100 CAD sale?+

For a C$100 sale: 2.9% (C$2.90) + C$0.30 = C$3.20 total. You receive C$96.80.

What are PayPal Canada international fees?+

US transactions add 0.8% extra. All other international transactions add 1% extra.

Is PayPal good for selling to the US from Canada?+

Yes! With only 0.8% international fee to the US, PayPal is cost-effective for cross-border Canada-US sales.

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